Terms & Conditions

Welcome to PAMA Mastermind Ltd. By accessing or using our website or services, you agree to the following terms.

Use of Services

Our online training materials are for personal and non-commercial use. Reproduction, sharing, or redistribution without permission is prohibited.

Account Responsibility

You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

Payments

All course fees must be paid in full before access is granted. We accept mobile money and credit card payments.

Refunds

Once a course is accessed or downloaded, it is non-refundable unless explicitly stated otherwise.

Intellectual Property

All content on our website (text, graphics, logos, videos) is the property of PAMA Mastermind Ltd and protected by copyright laws.

Liability

We are not liable for any direct or indirect loss resulting from the use of our services. We do not guarantee financial outcomes from course completion.

Changes

We reserve the right to update these terms. Changes will be posted on this page.